🏫 Built for Ohio Classrooms

Free Financial Literacy
Tools for Your Students

Interactive simulators that teach paychecks, budgeting, and credit through real decisions — not worksheets. Zero teacher prep. Just share the link.

Free forever for schools
No student login required
Ohio standards-aligned
Works on any device
Get Early Educator Access → Preview a Module
📋 Aligned to Ohio's Financial Literacy Mandate
🎓 Covers Jump$tart Coalition core standards
💻 Zero setup. Works on Chromebooks, phones, tablets
🔒 No accounts. No student data collected

Practical skills students actually need

Each module is a 15–20 minute scenario-based simulation. Students make real decisions and see the financial consequences play out — immediately.

💰

Your First Paycheck

Students input a starting salary, navigate taxes, choose health insurance plans, and set up their 401(k) — then see exactly where every dollar went before it hits their account.

Learning outcomes
Gross vs. net pay, federal & state tax brackets
Health insurance plan comparison (Bronze/Silver/Gold)
401(k) employer match & 30-year compound growth
Pay frequency & annual salary planning
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🏠

Your First Budget

Students build a real monthly budget from their simulated paycheck — rent, groceries, transportation, subscriptions — and see whether they can make ends meet.

Learning outcomes
Fixed vs. variable expenses with real-time feedback
50/30/20 rule benchmarking and visual analysis
Surplus/deficit awareness and adjustment decisions
Compound growth on consistent savings habits
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📊

Credit Score 101

An animated credit score meter, interactive factor sliders, a card simulator with 6-month tracking, and a decision consequence engine that shows what each choice costs — for years.

Learning outcomes
5 credit factors with weighted impact sliders (300–850)
Credit card simulator: spending, payments, balances
Real consequences: missed payments, maxing out, disputes
12-month score projection and personalized roadmap
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Designed to satisfy real requirements — not just check a box

Ohio HB 96

Ohio Financial Literacy Mandate

Ohio's updated high school graduation requirements include financial literacy competencies. LifeBus modules directly address earning, saving, spending, credit, and risk management — the five core domains.

Jump$tart

Jump$tart Coalition Standards

Paycheck module maps to Jump$tart's "Employment and Income" strand. Budget module covers "Spending and Saving." Credit module addresses "Credit and Debt" — including the consequences of poor decisions.

CEE

CEE National Standards

Council for Economic Education standards addressed: income, saving, financial investing, credit, and risk. Suitable for Personal Finance, Economics, and Life Skills course integration.

📌

Ohio's Financial Literacy Requirement — What You Need to Know

Ohio requires students to demonstrate financial literacy competencies before graduation. LifeBus Learning provides free, ready-to-deploy digital tools that cover earning, budgeting, credit, and financial decision-making — no curriculum writing required. Just share the link and your students are learning within minutes.

Three steps. Zero prep.

LifeBus is designed to fit into what you're already doing — not replace it. There's no teacher portal, no LMS integration required, no accounts to create.

1

Share the link

Post it to your LMS, put it in your slides, or just project the URL. Students open it on any device — Chromebook, phone, tablet. Nothing to install.

2

Students learn interactively

Each 15–20 minute module walks students through real financial decisions with real-time feedback. They see the consequences of every choice they make.

3

You see what lands

Students engage with the material in a way worksheets never achieve. Ideal for in-class, homework, or independent study. Follow-up discussions practically write themselves.

Be among the first educators to bring this to your students

LifeBus Learning is in early access for Ohio schools. Educators who sign up now get priority onboarding, direct input on new modules, and free access — permanently.

3
Live modules
Free
For all schools
0
Setup time (minutes)
Ohio
Standards aligned
🎉

You're in — welcome aboard.

We'll send a quick-start guide to your inbox shortly. In the meantime, you can preview any module right now — no account needed.

Try Paycheck Sim → Try Budget Sim